Where To Get E-hailing Extra Coverage In Malaysia | As an E-Hailing driver, it is required by law to carry an e-hailing add-on policy to your private car insurance if your vehicle is being used to carry passengers for hire and reward. It is essential because e-hailing drivers are exposed to challenging situations from time to time. These situations, such as bad traffic, pothole roads, problematic passengers, or even damages to your vehicle, can mess up your income flow. Though some cases are inevitable, you certainly need a protection plan that will protect you, your car, and your passengers when it happens.
Where To Get Your E-hailing Add-on In Malaysia
As an e-hailing driver in Malaysia, you can get your policy from several insurance companies. We will be discussing the different coverage offered by major insurers in the country.
Allianz Malaysia
Allianz Malaysia e-hailing add-on policy covers the driver and passengers when on the e-hailing trip. Their coverage includes:
- Loss or Damage to the driver’s vehicle
- Legal liability to Third Parties involved.
- Legal Liabilities to Passengers who are paying for the ride
- Personal Accident cover of RM50,000. It is due to the accidental injury or death of the Authorised e-Hailing Driver.
- Legal Liability to Passengers paying for the ride for Negligent acts
To be entitled to this benefit, you must be an authorized e-hailing (Grab) driver who has an existing Allianz Comprehensive Auto Insurance Policy.
Kurnia Insurance
Kurnia’s policy coverage for E-Hailing (GRAB) Insurance package includes:
Kurnia’s policy coverage for E-Hailing (GRAB) Insurance package includes:
- Loss or own damage Liabilities to third parties
- Legal Liability to Passengers paying for the ride for Negligent Acts
- Personal Accident Coverage for Certified E-Hailing Driver
Eligibility
To be considered for this coverage at Kurnia Insurance, your insured age must be 21 y/o and above, and vehicle age must be 0 to 7 y/o.
To be considered for this coverage at Kurnia Insurance, your insured age must be 21 y/o and above, and vehicle age must be 0 to 7 y/o.
Zurich Insurance
As for Zurich insurance, the E-Hailing coverage provides the following benefits:
- Cover for damage to your car
- Cover for legal liability to third parties
- Cover for legal liability to passengers paying for the ride
- Cover for legal liability to passengers paying for the ride for negligent acts
Other Benefits Include:
Accidental Benefit Amount (RM)
- Death or Permanent Total Disablement; this includes Injuries resulting in being permanently incapacitated.
- damage or loss of sight in one or both eye(s)
- damage or loss of one or both hand(s)
- damage or loss of one foot or both feet
Weekly Benefit for Total Disablement
RM50 per week for 26 consecutive weeks
Other Insurance Company With e-hailing Coverage In Malaysia Includes:
Etiqa Car Insurance
- Affordable and available e-hailing add-on policy
- 0% repair cost
- Comprehensive coverage
- Personal accident coverage
- Recompense for faulty repair or replacement parts
- Alternative travel assistance
AXA Car Insurance
- Personal accident coverage of RM10,000 for the e-hailing driver
- The e-hailing driver gets six months repair warranty
- You get up to a 25% no-claim discount
- 0% repair cost
- The e-hailing driver gets up to RM200 free towing
- Alternate travel assistance
RHB Car Insurance
- One free driver
- The e-hailing driver gets up to RM60,000 personal accident coverage.
- Liability to third-parties
You can also get insured as an e-hailing driver at Fincrew.my. Buying the e-hailing add-on policy at Fincrew will allow comparing auto insurance quotes from all the different insurers listed above. It will assist you in making an informed decision on the best personalized coverage that suits your needs.
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